“House ordering is my prayer, and when I have finished my prayer is answered. And bending, stooping, scrubbing, purifies my body as prayer doesn’t.”
– Jessamyn West
Week 27 of the year is an excellent time to focus on maintaining your home and refining your personal finances as the year reaches its midpoint. With summer in full swing, prioritize tasks that keep your home safe, efficient, and prepared for the season. Start by checking air conditioning systems to ensure they’re running efficiently during the warmer months. Clean or replace filters, inspect outdoor units, and schedule a professional tune-up if needed. This is also a great time to inspect windows and doors for drafts or leaks, as sealing them can reduce cooling costs. Tidy up outdoor spaces, clean gutters, and ensure your lawn and garden are well-maintained.
On the financial side, Week 27 is perfect for a mid-year financial review. Evaluate your budget and savings goals to ensure you’re on track. Adjust spending habits if necessary, particularly if unexpected expenses have arisen. Review utility bills and consider energy-saving upgrades like LED lighting or smart thermostats to cut costs. If you’re planning a summer vacation, finalize your budget and ensure travel expenses align with your financial goals. Additionally, review your insurance policies, such as home or auto, to confirm adequate coverage. By combining home care with proactive financial planning, Week 27 can set you up for a productive and secure second half of the year.
Family Finances
Poor Charlie’s Almanac
Almanack of Naval Ravikant
Research and review based college rankings – college planning and prep
Updated since 2/7/2018. Looking for more perspective on a college then check out Niche.com. Using comprehensive data available on U.S. colleges and universities, Niche.com analyzes data from the U.S. Department of Education and millions of…
Net price calculators – college planning and research
Updated since 1/3/2018. Calculation of the net price of colleges and universities is key to understanding what it will cost your student to attend any particular school. Googling “Net Price Calculator” with the College/University Name will likely…
Minnesota residential propane prices
Monitoring Residential MN Propane Price. Updated since 3/11/2017 Monitoring residential propane prices is crucial for cost-effective purchases. Keep an eye on market trends through online platforms, local suppliers, and government energy agencies. Track seasonal…
Online car sites for comprehensive car research
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Guardianship financials – ABLE accounts
Being a guardian for an adult with disabilities is a profound responsibility that blends care, advocacy, and love. It involves ensuring their safety, managing their healthcare, and making decisions in their best interest while…
π Day
π (Pi) Day is celebrated on March 14th (3/14) to honor the fascinating mathematical constant π (pi), which is approximately 3.14. Pi (π) is a mathematical constant representing the ratio of a circle’s circumference…
Learning about parimutuel markets
Benefit from understanding parimutuel markets. While it’s not an endorsement by me to participate in them, studying parimutuel markets can provide insights into human behavior and market dynamics, enriching our critical thinking and analytical…
Arithmetic for a good year
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Arithmetic for a good month
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Arithmetic for a good week
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Arithmetic for a good day
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Measured thinking on life insurance
For me, integrating life insurance into the overall family financial strategy complements a philosophy of balancing risk management and growth. It offers essential protection, ensuring a family’s financial security in unforeseen events. By choosing…
Contemplating the Roth IRA
Long-term growth, tax benefits, financial security. I did some research to gain a more updated comprehensive understanding of Roth IRAs today and their benefits, so I can continue to make informed decisions about my…
Freeze your credit now
Freeze your credit to prevent identity theft. Identify theft remains a significant issue in the U.S. and thanks to our current corporate and world cybersecurity situation seems to be getting much worse quickly. Freezing…
Car insurance
When shopping for car insurance in Minnesota, it’s important to consider various factors to ensure you get the coverage that meets your needs. Here are ten things to consider: Remember to review and update…
Any Wage
By Jessie Belle Rittenhouse I bargained with Life for a penny, And Life would pay no more, However I begged at evening When I counted my scanty store. For Life is a just employer,…
Home
Bloom houseplant humidity mist
This is just a reminder that many popular houseplants, especially tropical varieties like ferns, orchids, calatheas, and monsteras, thrive in humidity levels far higher than what most homes provide,…
Bloom fresh room spray formula
A beautifully blended room spray can completely transform the atmosphere of a space in seconds. This blend uses a base of distilled water and a small amount of witch…
Bloom headache relief spray
Peppermint essential oil contains a high concentration of menthol, which has been clinically shown to be as effective as acetaminophen for tension headaches when applied topically. It works by…
Hearty neem oil plant pest deterrent spray formula
Neem oil is one of the most effective and completely natural pest control solutions available for houseplants and garden plants. It works by disrupting the hormonal systems of insects,…
Hearty wrinkle releaser spray formula
This wrinkle releaser spray is a lifesaver for clothes that have been sitting in the dryer too long or items that cannot be ironed. The combination of water, a…
Hearty natural weed killer formula
This upgraded formula takes the classic vinegar-based weed killer to the next level by adding hydrogen peroxide for significantly faster and more thorough results. The combination of acetic acid…
Hearty olive oil spray tip
An olive oil spray gives you complete control over the quality of oil you use and eliminates the propellants and additives found in commercial cooking sprays. A light, even…
Hearty orchid misting spray formula
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Bloom citrus finishing spray recipe
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Hearty seedling mister tip
Seedlings are incredibly delicate and cannot tolerate the force of even a gentle watering can well. A fine mist spray bottle is the ideal tool for keeping seed starting…
Bloom pillow mist for sleep formula
A pillow mist is one of the simplest and most effective sleep aids you can make. Lavender has been extensively studied for its ability to reduce anxiety, slow heart…
Bloom flea deterrent spray for dogs formula
Apple cider vinegar creates an acidic environment on the skin and coat that fleas find inhospitable, making this a gentle and effective preventive spray for dogs. It also helps…
Bloom linen spray formula
A beautiful linen spray transforms the simple act of making the bed or folding laundry into something sensory and pleasurable. Lavender is the classic choice for linens because of…
Hearty aphid spray formula
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