Updated since 1/3/2018. Calculation of the net price of colleges and universities is key to understanding what it will cost your student to attend any particular school. Googling "Net Price Calculator" with the College/University Name will likely be the easiest way to get to a school's Net Price Calculator. You will be asked to provide information about the … Continue reading Net price calculators – college planning and research
personal finance
Guardianship financials – ABLE accounts
Being a guardian for an adult with disabilities is a profound responsibility that blends care, advocacy, and love. It involves ensuring their safety, managing their healthcare, and making decisions in their best interest while respecting their autonomy as much as possible. Guardians navigate complex systems, such as healthcare and legal processes, to secure necessary support … Continue reading Guardianship financials – ABLE accounts
Learning about parimutuel markets
Benefit from understanding parimutuel markets. While it's not an endorsement by me to participate in them, studying parimutuel markets can provide insights into human behavior and market dynamics, enriching our critical thinking and analytical skills. By broadening our perspective, we become better equipped to navigate complex systems and make sound decisions in different aspects of … Continue reading Learning about parimutuel markets
Measured thinking on life insurance
For me, integrating life insurance into the overall family financial strategy complements a philosophy of balancing risk management and growth. It offers essential protection, ensuring a family's financial security in unforeseen events. By choosing a term policy, we can manage costs effectively, aligning with a prudent approach to spending. The savings from premiums can be … Continue reading Measured thinking on life insurance
Contemplating the Roth IRA
Long-term growth, tax benefits, financial security. I did some research to gain a more updated comprehensive understanding of Roth IRAs today and their benefits, so I can continue to make informed decisions about my retirement savings. Things have changed a bit this year. Ensuring a financially stable future is one of my priorities, and exploring … Continue reading Contemplating the Roth IRA
Freeze your credit now
Freeze your credit to prevent identity theft. Identify theft remains a significant issue in the U.S. and thanks to our current corporate and world cybersecurity situation seems to be getting much worse quickly. Freezing your credit is a necessary step these days to protect yourself from identity theft and fraud. When you freeze your credit, it … Continue reading Freeze your credit now
A Look at Online Financial Planning Tools
Real-time expense tracking, streamlined budgeting, and quick access to financial data. Online financial tools offer several advantages. They provide real-time tracking of expenses, easy budgeting, and quick access to account information, enhancing financial management and decision-making. These tools often include features like automated bill payments and investment tracking, which save time and reduce errors. However, … Continue reading A Look at Online Financial Planning Tools
Choosing from your employee benefit offerings
Considering various benefits options for newbies. Choosing the right benefits from your employer's package is an important decision that can have a significant impact on your overall compensation and well-being. Here are some steps to help you make informed choices: Understand the basics Review the benefits package thoroughly to understand what is being offered. Take … Continue reading Choosing from your employee benefit offerings
Digitizing Your Personal Paperwork
Digitally organize, access, and back up your important documents Digitizing your personal paperwork can help you organize, access, and back up important documents more efficiently. However, it's crucial to prioritize security to protect sensitive information. Here's a guide on how to securely digitize your personal paperwork: 1. Choose a Secure Scanner Use a dedicated scanner … Continue reading Digitizing Your Personal Paperwork